MexicoLet customers pay by SPEI transfer from their banking app, or in cash at stores such as Walmart, Soriana and 7-Eleven. Collect in Mexican pesos and send SPEI payouts through the same integration.
SPEI transfer from a banking app
SPEI to a CLABE account
SPEI
Customers pay from their banking app to a CLABE account, and you send payouts to your recipients' CLABE accounts the same way.
SPEI is the interbank transfer system run by Banco de México.
MXN
Customers pay in Mexican pesos, and payouts go out in pesos too.
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SPEI bank transfer and cash at participating stores.
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One connection for every Mexico method, pay-ins and payouts.
At checkout, customers choose the option that suits them: an SPEI transfer from their banking app or cash at a store. Each one works differently, so each comes with its own short instructions.
Bank transfer
SPEI bank transfer
Your customer gets a CLABE account number and a reference, then transfers the exact amount from their banking app. The reference goes in the Concepto field, so the payment is matched to the order.
In your banking app, start an SPEI transfer to the CLABE shown.
Enter the exact amount, and the reference as the Concepto.
Confirm the transfer.
Cash
Pay With Cash
Your customer gets a payment voucher with a reference number, then pays in cash at a participating store or bank branch within 36 hours.
Open the voucher and note the reference number.
Go to a participating store, such as Walmart, Soriana, 7-Eleven or Circle K.
Give the reference number, pay the amount, and keep the receipt.
Customer
banking app or cash at a store
Merchant
your business
PayPaga
one API, every method
Local rails
SPEI and cash networks
At checkout, your customer chooses SPEI or cash, and gets the payment details.
They transfer from their banking app, or pay in cash at a store.
PayPaga matches the payment to the order, confirms it to you and includes it in your settlement.
You send one payout request through the same integration.
PayPaga sends the pesos by SPEI to your recipient's CLABE account.
Send payouts in Mexican pesos by SPEI to CLABE accounts at banks and other institutions in Mexico's SPEI network.
Each payout needs
Final status is sent to you by notification.
Explore Mexico payment methods in the Docs (opens in a new tab)What one integration with PayPaga gives your business in Mexico.
Let customers pay by SPEI from their banking app, or in cash at a nearby store. A familiar payment step gives them one less reason to leave before paying.
Every method uses the same request, so your team builds and maintains one integration, not one for each provider. Connect server-to-server or with PayURL, a hosted payment page.
Customers pay in MXN, the currency they already use.
Send payouts in pesos by SPEI to CLABE accounts, through the integration you already use to collect.
Choose settlement in fiat or in stablecoins (USDT or USDC).
Tell us about your business and the markets you need. We'll reply within one business day with the right setup for Mexico.
See it in action opens our demo: watch the payment flow, or try the API in the playground.
